Posts Tagged: ‘Calif. Gold IRA’

One of the Most Popular Questions I Receive About a Wealth Strategy in Long Beach, Calif.

06/22/2013 Posted by admin

Spread the word...
Facebook Twitter Pinterest Plusone Email

One of the most popular questions I receive about a wealth strategy Long Beach, Calif.

I want to use the money in my retirement plan for a specific investment. Should I make the investment inside my retirement plan or should I distribute the money from my retirement plan and make the investment outside of my retirement plan?  I would always start with these two staples:  Gold IRA’s and Real Estate.Then

Then my answer (of course) is, it depends. It depends on your specific facts and circumstances.

Today, I’ll share some of the key questions to consider to help make this decision.

Question #1: What Investment Options Are Available in Your Retirement Plan?
The term “retirement plan” covers a huge range of retirement plans – each of which has their own specific set of rules.

You will first want to determine what your investment options are in your retirement plan. Some retirement plans, like an employer sponsored retirement plan, limit your investment options. Other retirement plans offer a broader range of investment options. I always suggest the gold IRA option if you are from Long Beach, Calif..

Question #2: Are the Distributions Subject to Penalties?
While the rules vary by the specific type of retirement plan, in general, if money is distributed from a retirement plan early, meaning before the date allowed by the government and/or employer rules, then the distribution will most likely be subject to penalties.

Penalties don’t rule out distributing the money, they just need to be factored in to your analysis.

Question #3: Are the Distributions Subject to Income Tax?
Depending on the type of retirement plan or when the distribution is taken, retirement plan distributions may be subject to income tax.

Like penalties, just because the distributions may be taxed doesn’t rule out distributing the money – it just needs to be factored into your analysis.

Question #4: What is Your Personal Situation?
Your personal situation plays a big role here. For example:

– Is your tax bracket low or high?

– When can you take distributions from your retirement plan without penalty?

– What is your expected return on investment inside of your retirement plan?

– What is your expected return on investment outside of your retirement plan?

– What will you do with the investment long term?

Question #5: What Type of Income Will Your Investment Produce?
Investments can produce different types of income including ordinary income, interest income, dividend income, rental income and capital gain. Some income types work very well inside a retirement plan, and others may cause your retirement plan to pay tax.  These are the main reasons for using the stability that Gold IRA’s and Real Estate provide especially in Long Beach, Calif..

Question #6: Does Your Investment Involve Leverage (Debt)?
If your investment involves debt, then this is a critical factor to understand.

In some retirement plans, the tax implications of debt can be significant. For example, income generated from the debt can be taxable. Or, if you guarantee the debt personally, there could be tax consequences.

It’s important to not only understand the tax implication of using debt in your retirement plan, but also to understand how it can impact your investing. Many lenders are not willing to make a loan to a retirement plan without a personal guarantee. However, a personal guarantee, as noted above, could trigger tax. Lenders who are willing to lend to a retirement plan without a guarantee are usually not willing to lend as much as they would if there were a guarantee and the rate is usually higher.

It is extremely important to understand your leverage options inside and outside of your retirement plan before moving forward with your investment.

Question #7: What Tax Benefits Will Your Gold IRA Investing Generate in Long Beach, Calif.?
While retirement plans are often viewed as a great tax deferral vehicle, many tax benefits can be lost in retirement plans.

For example, if a distribution is taxable from a retirement plan, it is generally taxable at ordinary income tax rates. This is true even if the income inside the retirement plan was capital gain income – which outside of a retirement plan has lower preferred tax rates. The tax benefit of the lower rate is lost.

Another example is investments that create losses for tax purposes. Some investments, like rental real estate or oil and gas, often create losses for tax purposes even though they generate positive cash flow. Losses inside a retirement plan are typically lost because the retirement plan usually doesn’t have any tax for the losses to offset.

As always check this information out with an expert…Gold IRA

One of the Most Popular Questions I Receive About a Wealth Strategy in Oakland, Calif.

06/22/2013 Posted by admin

Spread the word...
Facebook Twitter Pinterest Plusone Email

One of the most popular questions I receive about a wealth strategy Oakland, Calif.

I want to use the money in my retirement plan for a specific investment. Should I make the investment inside my retirement plan or should I distribute the money from my retirement plan and make the investment outside of my retirement plan?  I would always start with these two staples:  Gold IRA’s and Real Estate.Then

Then my answer (of course) is, it depends. It depends on your specific facts and circumstances.

Today, I’ll share some of the key questions to consider to help make this decision.

Question #1: What Investment Options Are Available in Your Retirement Plan?
The term “retirement plan” covers a huge range of retirement plans – each of which has their own specific set of rules.

You will first want to determine what your investment options are in your retirement plan. Some retirement plans, like an employer sponsored retirement plan, limit your investment options. Other retirement plans offer a broader range of investment options. I always suggest the gold IRA option if you are from Oakland, Calif..

Question #2: Are the Distributions Subject to Penalties?
While the rules vary by the specific type of retirement plan, in general, if money is distributed from a retirement plan early, meaning before the date allowed by the government and/or employer rules, then the distribution will most likely be subject to penalties.

Penalties don’t rule out distributing the money, they just need to be factored in to your analysis.

Question #3: Are the Distributions Subject to Income Tax?
Depending on the type of retirement plan or when the distribution is taken, retirement plan distributions may be subject to income tax.

Like penalties, just because the distributions may be taxed doesn’t rule out distributing the money – it just needs to be factored into your analysis.

Question #4: What is Your Personal Situation?
Your personal situation plays a big role here. For example:

– Is your tax bracket low or high?

– When can you take distributions from your retirement plan without penalty?

– What is your expected return on investment inside of your retirement plan?

– What is your expected return on investment outside of your retirement plan?

– What will you do with the investment long term?

Question #5: What Type of Income Will Your Investment Produce?
Investments can produce different types of income including ordinary income, interest income, dividend income, rental income and capital gain. Some income types work very well inside a retirement plan, and others may cause your retirement plan to pay tax.  These are the main reasons for using the stability that Gold IRA’s and Real Estate provide especially in Oakland, Calif..

Question #6: Does Your Investment Involve Leverage (Debt)?
If your investment involves debt, then this is a critical factor to understand.

In some retirement plans, the tax implications of debt can be significant. For example, income generated from the debt can be taxable. Or, if you guarantee the debt personally, there could be tax consequences.

It’s important to not only understand the tax implication of using debt in your retirement plan, but also to understand how it can impact your investing. Many lenders are not willing to make a loan to a retirement plan without a personal guarantee. However, a personal guarantee, as noted above, could trigger tax. Lenders who are willing to lend to a retirement plan without a guarantee are usually not willing to lend as much as they would if there were a guarantee and the rate is usually higher.

It is extremely important to understand your leverage options inside and outside of your retirement plan before moving forward with your investment.

Question #7: What Tax Benefits Will Your Gold IRA Investing Generate in Oakland, Calif.?
While retirement plans are often viewed as a great tax deferral vehicle, many tax benefits can be lost in retirement plans.

For example, if a distribution is taxable from a retirement plan, it is generally taxable at ordinary income tax rates. This is true even if the income inside the retirement plan was capital gain income – which outside of a retirement plan has lower preferred tax rates. The tax benefit of the lower rate is lost.

Another example is investments that create losses for tax purposes. Some investments, like rental real estate or oil and gas, often create losses for tax purposes even though they generate positive cash flow. Losses inside a retirement plan are typically lost because the retirement plan usually doesn’t have any tax for the losses to offset.

As always check this information out with an expert…Gold IRA

One of the Most Popular Questions I Receive About a Wealth Strategy in Fresno, Calif.

06/22/2013 Posted by admin

Spread the word...
Facebook Twitter Pinterest Plusone Email

One of the most popular questions I receive about a wealth strategy Fresno, Calif.

I want to use the money in my retirement plan for a specific investment. Should I make the investment inside my retirement plan or should I distribute the money from my retirement plan and make the investment outside of my retirement plan?  I would always start with these two staples:  Gold IRA’s and Real Estate.Then

Then my answer (of course) is, it depends. It depends on your specific facts and circumstances.

Today, I’ll share some of the key questions to consider to help make this decision.

Question #1: What Investment Options Are Available in Your Retirement Plan?
The term “retirement plan” covers a huge range of retirement plans – each of which has their own specific set of rules.

You will first want to determine what your investment options are in your retirement plan. Some retirement plans, like an employer sponsored retirement plan, limit your investment options. Other retirement plans offer a broader range of investment options. I always suggest the gold IRA option if you are from Fresno, Calif..

Question #2: Are the Distributions Subject to Penalties?
While the rules vary by the specific type of retirement plan, in general, if money is distributed from a retirement plan early, meaning before the date allowed by the government and/or employer rules, then the distribution will most likely be subject to penalties.

Penalties don’t rule out distributing the money, they just need to be factored in to your analysis.

Question #3: Are the Distributions Subject to Income Tax?
Depending on the type of retirement plan or when the distribution is taken, retirement plan distributions may be subject to income tax.

Like penalties, just because the distributions may be taxed doesn’t rule out distributing the money – it just needs to be factored into your analysis.

Question #4: What is Your Personal Situation?
Your personal situation plays a big role here. For example:

– Is your tax bracket low or high?

– When can you take distributions from your retirement plan without penalty?

– What is your expected return on investment inside of your retirement plan?

– What is your expected return on investment outside of your retirement plan?

– What will you do with the investment long term?

Question #5: What Type of Income Will Your Investment Produce?
Investments can produce different types of income including ordinary income, interest income, dividend income, rental income and capital gain. Some income types work very well inside a retirement plan, and others may cause your retirement plan to pay tax.  These are the main reasons for using the stability that Gold IRA’s and Real Estate provide especially in Fresno, Calif..

Question #6: Does Your Investment Involve Leverage (Debt)?
If your investment involves debt, then this is a critical factor to understand.

In some retirement plans, the tax implications of debt can be significant. For example, income generated from the debt can be taxable. Or, if you guarantee the debt personally, there could be tax consequences.

It’s important to not only understand the tax implication of using debt in your retirement plan, but also to understand how it can impact your investing. Many lenders are not willing to make a loan to a retirement plan without a personal guarantee. However, a personal guarantee, as noted above, could trigger tax. Lenders who are willing to lend to a retirement plan without a guarantee are usually not willing to lend as much as they would if there were a guarantee and the rate is usually higher.

It is extremely important to understand your leverage options inside and outside of your retirement plan before moving forward with your investment.

Question #7: What Tax Benefits Will Your Gold IRA Investing Generate in Fresno, Calif.?
While retirement plans are often viewed as a great tax deferral vehicle, many tax benefits can be lost in retirement plans.

For example, if a distribution is taxable from a retirement plan, it is generally taxable at ordinary income tax rates. This is true even if the income inside the retirement plan was capital gain income – which outside of a retirement plan has lower preferred tax rates. The tax benefit of the lower rate is lost.

Another example is investments that create losses for tax purposes. Some investments, like rental real estate or oil and gas, often create losses for tax purposes even though they generate positive cash flow. Losses inside a retirement plan are typically lost because the retirement plan usually doesn’t have any tax for the losses to offset.

As always check this information out with an expert…Gold IRA

One of the Most Popular Questions I Receive About a Wealth Strategy in Sacramento, Calif.

06/22/2013 Posted by admin

Spread the word...
Facebook Twitter Pinterest Plusone Email

One of the most popular questions I receive about a wealth strategy Sacramento, Calif.

I want to use the money in my retirement plan for a specific investment. Should I make the investment inside my retirement plan or should I distribute the money from my retirement plan and make the investment outside of my retirement plan?  I would always start with these two staples:  Gold IRA’s and Real Estate.Then

Then my answer (of course) is, it depends. It depends on your specific facts and circumstances.

Today, I’ll share some of the key questions to consider to help make this decision.

Question #1: What Investment Options Are Available in Your Retirement Plan?
The term “retirement plan” covers a huge range of retirement plans – each of which has their own specific set of rules.

You will first want to determine what your investment options are in your retirement plan. Some retirement plans, like an employer sponsored retirement plan, limit your investment options. Other retirement plans offer a broader range of investment options. I always suggest the gold IRA option if you are from Sacramento, Calif..

Question #2: Are the Distributions Subject to Penalties?
While the rules vary by the specific type of retirement plan, in general, if money is distributed from a retirement plan early, meaning before the date allowed by the government and/or employer rules, then the distribution will most likely be subject to penalties.

Penalties don’t rule out distributing the money, they just need to be factored in to your analysis.

Question #3: Are the Distributions Subject to Income Tax?
Depending on the type of retirement plan or when the distribution is taken, retirement plan distributions may be subject to income tax.

Like penalties, just because the distributions may be taxed doesn’t rule out distributing the money – it just needs to be factored into your analysis.

Question #4: What is Your Personal Situation?
Your personal situation plays a big role here. For example:

– Is your tax bracket low or high?

– When can you take distributions from your retirement plan without penalty?

– What is your expected return on investment inside of your retirement plan?

– What is your expected return on investment outside of your retirement plan?

– What will you do with the investment long term?

Question #5: What Type of Income Will Your Investment Produce?
Investments can produce different types of income including ordinary income, interest income, dividend income, rental income and capital gain. Some income types work very well inside a retirement plan, and others may cause your retirement plan to pay tax.  These are the main reasons for using the stability that Gold IRA’s and Real Estate provide especially in Sacramento, Calif..

Question #6: Does Your Investment Involve Leverage (Debt)?
If your investment involves debt, then this is a critical factor to understand.

In some retirement plans, the tax implications of debt can be significant. For example, income generated from the debt can be taxable. Or, if you guarantee the debt personally, there could be tax consequences.

It’s important to not only understand the tax implication of using debt in your retirement plan, but also to understand how it can impact your investing. Many lenders are not willing to make a loan to a retirement plan without a personal guarantee. However, a personal guarantee, as noted above, could trigger tax. Lenders who are willing to lend to a retirement plan without a guarantee are usually not willing to lend as much as they would if there were a guarantee and the rate is usually higher.

It is extremely important to understand your leverage options inside and outside of your retirement plan before moving forward with your investment.

Question #7: What Tax Benefits Will Your Gold IRA Investing Generate in Sacramento, Calif.?
While retirement plans are often viewed as a great tax deferral vehicle, many tax benefits can be lost in retirement plans.

For example, if a distribution is taxable from a retirement plan, it is generally taxable at ordinary income tax rates. This is true even if the income inside the retirement plan was capital gain income – which outside of a retirement plan has lower preferred tax rates. The tax benefit of the lower rate is lost.

Another example is investments that create losses for tax purposes. Some investments, like rental real estate or oil and gas, often create losses for tax purposes even though they generate positive cash flow. Losses inside a retirement plan are typically lost because the retirement plan usually doesn’t have any tax for the losses to offset.

As always check this information out with an expert…Gold IRA

One of the Most Popular Questions I Receive About a Wealth Strategy in San Francisco, Calif.

06/22/2013 Posted by admin

Spread the word...
Facebook Twitter Pinterest Plusone Email

One of the most popular questions I receive about a wealth strategy San Francisco, Calif.

I want to use the money in my retirement plan for a specific investment. Should I make the investment inside my retirement plan or should I distribute the money from my retirement plan and make the investment outside of my retirement plan?  I would always start with these two staples:  Gold IRA’s and Real Estate.Then

Then my answer (of course) is, it depends. It depends on your specific facts and circumstances.

Today, I’ll share some of the key questions to consider to help make this decision.

Question #1: What Investment Options Are Available in Your Retirement Plan?
The term “retirement plan” covers a huge range of retirement plans – each of which has their own specific set of rules.

You will first want to determine what your investment options are in your retirement plan. Some retirement plans, like an employer sponsored retirement plan, limit your investment options. Other retirement plans offer a broader range of investment options. I always suggest the gold IRA option if you are from San Francisco, Calif..

Question #2: Are the Distributions Subject to Penalties?
While the rules vary by the specific type of retirement plan, in general, if money is distributed from a retirement plan early, meaning before the date allowed by the government and/or employer rules, then the distribution will most likely be subject to penalties.

Penalties don’t rule out distributing the money, they just need to be factored in to your analysis.

Question #3: Are the Distributions Subject to Income Tax?
Depending on the type of retirement plan or when the distribution is taken, retirement plan distributions may be subject to income tax.

Like penalties, just because the distributions may be taxed doesn’t rule out distributing the money – it just needs to be factored into your analysis.

Question #4: What is Your Personal Situation?
Your personal situation plays a big role here. For example:

– Is your tax bracket low or high?

– When can you take distributions from your retirement plan without penalty?

– What is your expected return on investment inside of your retirement plan?

– What is your expected return on investment outside of your retirement plan?

– What will you do with the investment long term?

Question #5: What Type of Income Will Your Investment Produce?
Investments can produce different types of income including ordinary income, interest income, dividend income, rental income and capital gain. Some income types work very well inside a retirement plan, and others may cause your retirement plan to pay tax.  These are the main reasons for using the stability that Gold IRA’s and Real Estate provide especially in San Francisco, Calif..

Question #6: Does Your Investment Involve Leverage (Debt)?
If your investment involves debt, then this is a critical factor to understand.

In some retirement plans, the tax implications of debt can be significant. For example, income generated from the debt can be taxable. Or, if you guarantee the debt personally, there could be tax consequences.

It’s important to not only understand the tax implication of using debt in your retirement plan, but also to understand how it can impact your investing. Many lenders are not willing to make a loan to a retirement plan without a personal guarantee. However, a personal guarantee, as noted above, could trigger tax. Lenders who are willing to lend to a retirement plan without a guarantee are usually not willing to lend as much as they would if there were a guarantee and the rate is usually higher.

It is extremely important to understand your leverage options inside and outside of your retirement plan before moving forward with your investment.

Question #7: What Tax Benefits Will Your Gold IRA Investing Generate in San Francisco, Calif.?
While retirement plans are often viewed as a great tax deferral vehicle, many tax benefits can be lost in retirement plans.

For example, if a distribution is taxable from a retirement plan, it is generally taxable at ordinary income tax rates. This is true even if the income inside the retirement plan was capital gain income – which outside of a retirement plan has lower preferred tax rates. The tax benefit of the lower rate is lost.

Another example is investments that create losses for tax purposes. Some investments, like rental real estate or oil and gas, often create losses for tax purposes even though they generate positive cash flow. Losses inside a retirement plan are typically lost because the retirement plan usually doesn’t have any tax for the losses to offset.

As always check this information out with an expert…Gold IRA

One of the Most Popular Questions I Receive About a Wealth Strategy in Los Angeles, Calif.

06/22/2013 Posted by admin

Spread the word...
Facebook Twitter Pinterest Plusone Email

One of the most popular questions I receive about a wealth strategy Los Angeles, Calif.

I want to use the money in my retirement plan for a specific investment. Should I make the investment inside my retirement plan or should I distribute the money from my retirement plan and make the investment outside of my retirement plan?  I would always start with these two staples:  Gold IRA’s and Real Estate.Then

Then my answer (of course) is, it depends. It depends on your specific facts and circumstances.

Today, I’ll share some of the key questions to consider to help make this decision.

Question #1: What Investment Options Are Available in Your Retirement Plan?
The term “retirement plan” covers a huge range of retirement plans – each of which has their own specific set of rules.

You will first want to determine what your investment options are in your retirement plan. Some retirement plans, like an employer sponsored retirement plan, limit your investment options. Other retirement plans offer a broader range of investment options. I always suggest the gold IRA option if you are from Los Angeles, Calif..

Question #2: Are the Distributions Subject to Penalties?
While the rules vary by the specific type of retirement plan, in general, if money is distributed from a retirement plan early, meaning before the date allowed by the government and/or employer rules, then the distribution will most likely be subject to penalties.

Penalties don’t rule out distributing the money, they just need to be factored in to your analysis.

Question #3: Are the Distributions Subject to Income Tax?
Depending on the type of retirement plan or when the distribution is taken, retirement plan distributions may be subject to income tax.

Like penalties, just because the distributions may be taxed doesn’t rule out distributing the money – it just needs to be factored into your analysis.

Question #4: What is Your Personal Situation?
Your personal situation plays a big role here. For example:

– Is your tax bracket low or high?

– When can you take distributions from your retirement plan without penalty?

– What is your expected return on investment inside of your retirement plan?

– What is your expected return on investment outside of your retirement plan?

– What will you do with the investment long term?

Question #5: What Type of Income Will Your Investment Produce?
Investments can produce different types of income including ordinary income, interest income, dividend income, rental income and capital gain. Some income types work very well inside a retirement plan, and others may cause your retirement plan to pay tax.  These are the main reasons for using the stability that Gold IRA’s and Real Estate provide especially in Los Angeles, Calif..

Question #6: Does Your Investment Involve Leverage (Debt)?
If your investment involves debt, then this is a critical factor to understand.

In some retirement plans, the tax implications of debt can be significant. For example, income generated from the debt can be taxable. Or, if you guarantee the debt personally, there could be tax consequences.

It’s important to not only understand the tax implication of using debt in your retirement plan, but also to understand how it can impact your investing. Many lenders are not willing to make a loan to a retirement plan without a personal guarantee. However, a personal guarantee, as noted above, could trigger tax. Lenders who are willing to lend to a retirement plan without a guarantee are usually not willing to lend as much as they would if there were a guarantee and the rate is usually higher.

It is extremely important to understand your leverage options inside and outside of your retirement plan before moving forward with your investment.

Question #7: What Tax Benefits Will Your Gold IRA Investing Generate in Los Angeles, Calif.?
While retirement plans are often viewed as a great tax deferral vehicle, many tax benefits can be lost in retirement plans.

For example, if a distribution is taxable from a retirement plan, it is generally taxable at ordinary income tax rates. This is true even if the income inside the retirement plan was capital gain income – which outside of a retirement plan has lower preferred tax rates. The tax benefit of the lower rate is lost.

Another example is investments that create losses for tax purposes. Some investments, like rental real estate or oil and gas, often create losses for tax purposes even though they generate positive cash flow. Losses inside a retirement plan are typically lost because the retirement plan usually doesn’t have any tax for the losses to offset.

As always check this information out with an expert…Gold IRA

One of the Most Popular Questions I Receive About a Wealth Strategy in San Diego, Calif.

06/22/2013 Posted by admin

Spread the word...
Facebook Twitter Pinterest Plusone Email

One of the most popular questions I receive about a wealth strategy San Diego, Calif.

I want to use the money in my retirement plan for a specific investment. Should I make the investment inside my retirement plan or should I distribute the money from my retirement plan and make the investment outside of my retirement plan?  I would always start with these two staples:  Gold IRA’s and Real Estate.Then

Then my answer (of course) is, it depends. It depends on your specific facts and circumstances.

Today, I’ll share some of the key questions to consider to help make this decision.

Question #1: What Investment Options Are Available in Your Retirement Plan?
The term “retirement plan” covers a huge range of retirement plans – each of which has their own specific set of rules.

You will first want to determine what your investment options are in your retirement plan. Some retirement plans, like an employer sponsored retirement plan, limit your investment options. Other retirement plans offer a broader range of investment options. I always suggest the gold IRA option if you are from San Diego, Calif..

Question #2: Are the Distributions Subject to Penalties?
While the rules vary by the specific type of retirement plan, in general, if money is distributed from a retirement plan early, meaning before the date allowed by the government and/or employer rules, then the distribution will most likely be subject to penalties.

Penalties don’t rule out distributing the money, they just need to be factored in to your analysis.

Question #3: Are the Distributions Subject to Income Tax?
Depending on the type of retirement plan or when the distribution is taken, retirement plan distributions may be subject to income tax.

Like penalties, just because the distributions may be taxed doesn’t rule out distributing the money – it just needs to be factored into your analysis.

Question #4: What is Your Personal Situation?
Your personal situation plays a big role here. For example:

– Is your tax bracket low or high?

– When can you take distributions from your retirement plan without penalty?

– What is your expected return on investment inside of your retirement plan?

– What is your expected return on investment outside of your retirement plan?

– What will you do with the investment long term?

Question #5: What Type of Income Will Your Investment Produce?
Investments can produce different types of income including ordinary income, interest income, dividend income, rental income and capital gain. Some income types work very well inside a retirement plan, and others may cause your retirement plan to pay tax.  These are the main reasons for using the stability that Gold IRA’s and Real Estate provide especially in San Diego, Calif..

Question #6: Does Your Investment Involve Leverage (Debt)?
If your investment involves debt, then this is a critical factor to understand.

In some retirement plans, the tax implications of debt can be significant. For example, income generated from the debt can be taxable. Or, if you guarantee the debt personally, there could be tax consequences.

It’s important to not only understand the tax implication of using debt in your retirement plan, but also to understand how it can impact your investing. Many lenders are not willing to make a loan to a retirement plan without a personal guarantee. However, a personal guarantee, as noted above, could trigger tax. Lenders who are willing to lend to a retirement plan without a guarantee are usually not willing to lend as much as they would if there were a guarantee and the rate is usually higher.

It is extremely important to understand your leverage options inside and outside of your retirement plan before moving forward with your investment.

Question #7: What Tax Benefits Will Your Gold IRA Investing Generate in San Diego, Calif.?
While retirement plans are often viewed as a great tax deferral vehicle, many tax benefits can be lost in retirement plans.

For example, if a distribution is taxable from a retirement plan, it is generally taxable at ordinary income tax rates. This is true even if the income inside the retirement plan was capital gain income – which outside of a retirement plan has lower preferred tax rates. The tax benefit of the lower rate is lost.

Another example is investments that create losses for tax purposes. Some investments, like rental real estate or oil and gas, often create losses for tax purposes even though they generate positive cash flow. Losses inside a retirement plan are typically lost because the retirement plan usually doesn’t have any tax for the losses to offset.

As always check this information out with an expert…Gold IRA

One of the Most Popular Questions I Receive About a Wealth Strategy in San Jose, Calif.

06/22/2013 Posted by admin

Spread the word...
Facebook Twitter Pinterest Plusone Email

One of the most popular questions I receive about a wealth strategy San Jose, Calif.

I want to use the money in my retirement plan for a specific investment. Should I make the investment inside my retirement plan or should I distribute the money from my retirement plan and make the investment outside of my retirement plan?  I would always start with these two staples:  Gold IRA’s and Real Estate.Then

Then my answer (of course) is, it depends. It depends on your specific facts and circumstances.

Today, I’ll share some of the key questions to consider to help make this decision.

Question #1: What Investment Options Are Available in Your Retirement Plan?
The term “retirement plan” covers a huge range of retirement plans – each of which has their own specific set of rules.

You will first want to determine what your investment options are in your retirement plan. Some retirement plans, like an employer sponsored retirement plan, limit your investment options. Other retirement plans offer a broader range of investment options. I always suggest the gold IRA option if you are from San Jose, Calif..

Question #2: Are the Distributions Subject to Penalties?
While the rules vary by the specific type of retirement plan, in general, if money is distributed from a retirement plan early, meaning before the date allowed by the government and/or employer rules, then the distribution will most likely be subject to penalties.

Penalties don’t rule out distributing the money, they just need to be factored in to your analysis.

Question #3: Are the Distributions Subject to Income Tax?
Depending on the type of retirement plan or when the distribution is taken, retirement plan distributions may be subject to income tax.

Like penalties, just because the distributions may be taxed doesn’t rule out distributing the money – it just needs to be factored into your analysis.

Question #4: What is Your Personal Situation?
Your personal situation plays a big role here. For example:

– Is your tax bracket low or high?

– When can you take distributions from your retirement plan without penalty?

– What is your expected return on investment inside of your retirement plan?

– What is your expected return on investment outside of your retirement plan?

– What will you do with the investment long term?

Question #5: What Type of Income Will Your Investment Produce?
Investments can produce different types of income including ordinary income, interest income, dividend income, rental income and capital gain. Some income types work very well inside a retirement plan, and others may cause your retirement plan to pay tax.  These are the main reasons for using the stability that Gold IRA’s and Real Estate provide especially in San Jose, Calif..

Question #6: Does Your Investment Involve Leverage (Debt)?
If your investment involves debt, then this is a critical factor to understand.

In some retirement plans, the tax implications of debt can be significant. For example, income generated from the debt can be taxable. Or, if you guarantee the debt personally, there could be tax consequences.

It’s important to not only understand the tax implication of using debt in your retirement plan, but also to understand how it can impact your investing. Many lenders are not willing to make a loan to a retirement plan without a personal guarantee. However, a personal guarantee, as noted above, could trigger tax. Lenders who are willing to lend to a retirement plan without a guarantee are usually not willing to lend as much as they would if there were a guarantee and the rate is usually higher.

It is extremely important to understand your leverage options inside and outside of your retirement plan before moving forward with your investment.

Question #7: What Tax Benefits Will Your Gold IRA Investing Generate in San Jose, Calif.?
While retirement plans are often viewed as a great tax deferral vehicle, many tax benefits can be lost in retirement plans.

For example, if a distribution is taxable from a retirement plan, it is generally taxable at ordinary income tax rates. This is true even if the income inside the retirement plan was capital gain income – which outside of a retirement plan has lower preferred tax rates. The tax benefit of the lower rate is lost.

Another example is investments that create losses for tax purposes. Some investments, like rental real estate or oil and gas, often create losses for tax purposes even though they generate positive cash flow. Losses inside a retirement plan are typically lost because the retirement plan usually doesn’t have any tax for the losses to offset.

As always check this information out with an expert…Gold IRA

Oakland, Calif. Gold IRA Investing Are Tops In Preserving Your Retirement!

05/08/2013 Posted by admin

Spread the word...
Facebook Twitter Pinterest Plusone Email


Oakland, Calif. Gold IRA Investing Are Tops In Preserving Your Retirement!

Oakland, Calif.Gold IRA's

Rеtіrеmеnt аnd thе mаnnеr іn whісh іt іѕ ѕреnt іѕ а соnсеrn thаt соnѕumеѕ mаnу Amеrісаnѕ. Sеttіng uр уоur IRA ассоunt durіng уоur wоrkіng уеаrѕ іn оrdеr tо ѕесurе а rеtіrеmеnt оf рlеntу ѕhоuld bе fоrеmоѕt іn уоur mіnd. Cоnѕіdеrіng thе рrеѕеnt ѕtаtе оf thе есоnоmу, уоu wоuld bе јuѕtіfіеd іn fееlіng аnxіоuѕ аbоut thе tіmе whеn уоu fіnаllу ѕtор wоrkіng fоr а lіvіng.

Oakland, Calif. Gold IRA іnvеѕtmеntѕ рrоvіdе а реrfесt wау оf іnсrеаѕіng thе vаluе оf уоur rеtіrеmеnt ассоunt. Thе ѕtаbіlіtу thаt іѕ рrоvіdеd bу gоld іnvеѕtіng іn IRAѕ еnѕurеѕ thе іnсrеаѕе іn vаluе оf уоur ассоunt оvеr tіmе. Gоld іѕ а соmmоdіtу whоѕе рrісе іѕ nоt аffесtеd bу mаrkеt fоrсеѕ. Itѕ vаluе іѕ dісtаtеd uроn bу thе lаw оf ѕuррlу аnd dеmаnd. Wіth thе dеmаnd fоr gоld hаrdlу mеt bу thе ѕuррlу, thе nаturаl соnѕеquеnсе іѕ fоr gоld рrісеѕ tо rіѕе.

In оrdеr tо mаkе gоld IRS іnvеѕtmеntѕ уоu muѕt fіrѕt ѕеt uр а ѕеlf dіrесtеd IRA ассоunt. Thіѕ іѕ ассоmрlіѕhеd еіthеr bу dоіng а rоllоvеr оf fundѕ frоm аn еxіѕtіng rеtіrеmеnt ассоunt оr уоu саn mаkе а dіrесt dероѕіt tо ореn оnе. Phуѕісаl hаndlіng оf рhуѕісаl аѕѕеtѕ оf а gоld IRA bу thе ассоunt оwnеr аѕ wеll аѕ іtѕ аdmіnіѕtrаtоr іѕ ѕtrісtlу рrоhіbіtеd bу thе IRS. Aссоrdіng tо IRS rulеѕ, рhуѕісаl gоld muѕt bе dероѕіtеd dіrесtlу іntо аn IRS-ассrеdіtеd dероѕіtоrу ѕо аѕ nоt tо run іntо fіnеѕ аnd реnаltіеѕ іmроѕеd bу thе gоvеrnmеnt.

Onсе уоu hаvе ѕuссеѕѕfullу ѕеt uр уоur gоld IRA уоu саn bеgіn уоur ѕеаrсh fоr ѕuіtаblе gоld IRA іnvеѕtmеntѕ. Kееріng іn mіnd thаt thе IRS hаѕ ѕеt ѕtаndаrdѕ fоr рhуѕісаl gоld аѕѕеtѕ thаt уоu саn kеер іn уоur ассоunt wоuld рrеvеnt уоu frоm buуіng unѕuіtаblе іtеmѕ, thuѕ wаѕtіng уоur rеѕоurсеѕ. Gоld bullіоn соіnѕ оr bаrѕ hаvе tо bе аt lеаѕt.999 fіnе tо quаlіfу fоr уоur ассоunt. A rерutаblе gоld dеаlеr саn bе уоur аllу іn ѕеlесtіng thе rіght gоld іtеmѕ fоr уоur IRA.

Yоu ѕhоuld nоt соnѕtrаіn уоurѕеlf tо рhуѕісаl аѕѕеtѕ whеn уоu соnѕіdеr gоld IRA іnvеѕtmеntѕ. Stосk орtіоnѕ іn mіnіng соmраnіеѕ соuld lіkеwіѕе bе tаkеn іntо соnѕіdеrаtіоn. Phуѕісаl gоld саn gіvе уоu а guаrаntееd іnсrеаѕе іn vаluе іn tіmе fоr уоur rеtіrеmеnt but thеn ѕtосkѕ ѕtіll dоеѕ thе јоb оf іnсrеаѕіng іtѕ vаluе аt а muсh fаѕtеr rаtе. But lіkе аll ѕtосkѕ, іtѕ vаluе іѕ саn bе аffесtеd bу mаrkеt fоrсеѕ аnd thеrеfоrе іnvоlvеѕ mоrе rіѕk. Hоwеvеr, ѕtосkѕ саn ѕtіll рrоvіdе а mеаnѕ оf dіvеrѕіfуіng уоur іnvеѕtmеnt роrtfоlіо.

Gоld IRA іnvеѕtmеntѕ саn аlѕо bе іn thе fоrm оf оthеr рrесіоuѕ mеtаlѕ lіkе ѕіlvеr, рlаtіnum аnd раllаdіum. Thеѕе wеrе аddіtіоnѕ tо thе ѕtаndаrd еаrlіеr іmроѕеd bу thе IRS оn рrесіоuѕ mеtаlѕ іn IRA. Thе іnсluѕіоn оf оthеr рrесіоuѕ mеtаlѕ іn IRA hаѕ ореnеd thе dооrѕ tо nоn trаdіtіоnаl іnvеѕtmеntѕ fоr ассоunt оwnеrѕ bесаuѕе gоld іѕ muсh mоrе еxреnѕіvе.

Ownіng gоld аnd оthеr рrесіоuѕ mеtаlѕ іn IRA аllоwѕ уоu tо bе рrоtесtеd аgаіnѕt thе еffесtѕ оf іnflаtіоn, dеvаluаtіоn, аnd mаnу оthеr есоnоmіс соnсеrnѕ. Thеіr vаluеѕ аrе drіvеn mаіnlу bу thе lаw оf ѕuррlу аnd dеmаnd аnd thеіr uѕеѕ guаrаntее thеіr dеmаnd. Mаkе thе mоѕt оut оf уоur rеtіrеmеnt ассоunt аnd іnvеѕt іn Oakland, Calif. gold IRA’s and рrесіоuѕ mеtаlѕ nоw.   As always check out an authority on the subject…HERE! Go To Main Page…

Fresno, Calif. Gold IRA Investing Are Tops In Preserving Your Retirement!

05/08/2013 Posted by admin

Spread the word...
Facebook Twitter Pinterest Plusone Email


Fresno, Calif. Gold IRA Investing Are Tops In Preserving Your Retirement!

Fresno, Calif.Gold IRA's

Rеtіrеmеnt аnd thе mаnnеr іn whісh іt іѕ ѕреnt іѕ а соnсеrn thаt соnѕumеѕ mаnу Amеrісаnѕ. Sеttіng uр уоur IRA ассоunt durіng уоur wоrkіng уеаrѕ іn оrdеr tо ѕесurе а rеtіrеmеnt оf рlеntу ѕhоuld bе fоrеmоѕt іn уоur mіnd. Cоnѕіdеrіng thе рrеѕеnt ѕtаtе оf thе есоnоmу, уоu wоuld bе јuѕtіfіеd іn fееlіng аnxіоuѕ аbоut thе tіmе whеn уоu fіnаllу ѕtор wоrkіng fоr а lіvіng.

Fresno, Calif. Gold IRA іnvеѕtmеntѕ рrоvіdе а реrfесt wау оf іnсrеаѕіng thе vаluе оf уоur rеtіrеmеnt ассоunt. Thе ѕtаbіlіtу thаt іѕ рrоvіdеd bу gоld іnvеѕtіng іn IRAѕ еnѕurеѕ thе іnсrеаѕе іn vаluе оf уоur ассоunt оvеr tіmе. Gоld іѕ а соmmоdіtу whоѕе рrісе іѕ nоt аffесtеd bу mаrkеt fоrсеѕ. Itѕ vаluе іѕ dісtаtеd uроn bу thе lаw оf ѕuррlу аnd dеmаnd. Wіth thе dеmаnd fоr gоld hаrdlу mеt bу thе ѕuррlу, thе nаturаl соnѕеquеnсе іѕ fоr gоld рrісеѕ tо rіѕе.

In оrdеr tо mаkе gоld IRS іnvеѕtmеntѕ уоu muѕt fіrѕt ѕеt uр а ѕеlf dіrесtеd IRA ассоunt. Thіѕ іѕ ассоmрlіѕhеd еіthеr bу dоіng а rоllоvеr оf fundѕ frоm аn еxіѕtіng rеtіrеmеnt ассоunt оr уоu саn mаkе а dіrесt dероѕіt tо ореn оnе. Phуѕісаl hаndlіng оf рhуѕісаl аѕѕеtѕ оf а gоld IRA bу thе ассоunt оwnеr аѕ wеll аѕ іtѕ аdmіnіѕtrаtоr іѕ ѕtrісtlу рrоhіbіtеd bу thе IRS. Aссоrdіng tо IRS rulеѕ, рhуѕісаl gоld muѕt bе dероѕіtеd dіrесtlу іntо аn IRS-ассrеdіtеd dероѕіtоrу ѕо аѕ nоt tо run іntо fіnеѕ аnd реnаltіеѕ іmроѕеd bу thе gоvеrnmеnt.

Onсе уоu hаvе ѕuссеѕѕfullу ѕеt uр уоur gоld IRA уоu саn bеgіn уоur ѕеаrсh fоr ѕuіtаblе gоld IRA іnvеѕtmеntѕ. Kееріng іn mіnd thаt thе IRS hаѕ ѕеt ѕtаndаrdѕ fоr рhуѕісаl gоld аѕѕеtѕ thаt уоu саn kеер іn уоur ассоunt wоuld рrеvеnt уоu frоm buуіng unѕuіtаblе іtеmѕ, thuѕ wаѕtіng уоur rеѕоurсеѕ. Gоld bullіоn соіnѕ оr bаrѕ hаvе tо bе аt lеаѕt.999 fіnе tо quаlіfу fоr уоur ассоunt. A rерutаblе gоld dеаlеr саn bе уоur аllу іn ѕеlесtіng thе rіght gоld іtеmѕ fоr уоur IRA.

Yоu ѕhоuld nоt соnѕtrаіn уоurѕеlf tо рhуѕісаl аѕѕеtѕ whеn уоu соnѕіdеr gоld IRA іnvеѕtmеntѕ. Stосk орtіоnѕ іn mіnіng соmраnіеѕ соuld lіkеwіѕе bе tаkеn іntо соnѕіdеrаtіоn. Phуѕісаl gоld саn gіvе уоu а guаrаntееd іnсrеаѕе іn vаluе іn tіmе fоr уоur rеtіrеmеnt but thеn ѕtосkѕ ѕtіll dоеѕ thе јоb оf іnсrеаѕіng іtѕ vаluе аt а muсh fаѕtеr rаtе. But lіkе аll ѕtосkѕ, іtѕ vаluе іѕ саn bе аffесtеd bу mаrkеt fоrсеѕ аnd thеrеfоrе іnvоlvеѕ mоrе rіѕk. Hоwеvеr, ѕtосkѕ саn ѕtіll рrоvіdе а mеаnѕ оf dіvеrѕіfуіng уоur іnvеѕtmеnt роrtfоlіо.

Gоld IRA іnvеѕtmеntѕ саn аlѕо bе іn thе fоrm оf оthеr рrесіоuѕ mеtаlѕ lіkе ѕіlvеr, рlаtіnum аnd раllаdіum. Thеѕе wеrе аddіtіоnѕ tо thе ѕtаndаrd еаrlіеr іmроѕеd bу thе IRS оn рrесіоuѕ mеtаlѕ іn IRA. Thе іnсluѕіоn оf оthеr рrесіоuѕ mеtаlѕ іn IRA hаѕ ореnеd thе dооrѕ tо nоn trаdіtіоnаl іnvеѕtmеntѕ fоr ассоunt оwnеrѕ bесаuѕе gоld іѕ muсh mоrе еxреnѕіvе.

Ownіng gоld аnd оthеr рrесіоuѕ mеtаlѕ іn IRA аllоwѕ уоu tо bе рrоtесtеd аgаіnѕt thе еffесtѕ оf іnflаtіоn, dеvаluаtіоn, аnd mаnу оthеr есоnоmіс соnсеrnѕ. Thеіr vаluеѕ аrе drіvеn mаіnlу bу thе lаw оf ѕuррlу аnd dеmаnd аnd thеіr uѕеѕ guаrаntее thеіr dеmаnd. Mаkе thе mоѕt оut оf уоur rеtіrеmеnt ассоunt аnd іnvеѕt іn Fresno, Calif. gold IRA’s and рrесіоuѕ mеtаlѕ nоw.   As always check out an authority on the subject…HERE! Go To Main Page…